Call reports 2015
ALPINE BANK — 2015
What ALPINE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,573,910,000 | 2,591,405,000 | 2,711,326,000 | 2,738,933,000 |
| Total loans | 1,587,561,000 | 1,641,027,000 | 1,734,369,000 | 1,808,447,000 |
| Allowance for loan losses | 29,673,000 | 28,773,000 | 28,785,000 | 27,499,000 |
| Securities available for sale | 174,225,000 | 185,199,000 | 183,960,000 | 181,452,000 |
| Securities held to maturity | 392,409,000 | 395,166,000 | 416,490,000 | 433,683,000 |
| Trading assets | 2,328,000 | 1,313,000 | 4,072,000 | 2,985,000 |
| Total deposits | 2,242,677,000 | 2,255,075,000 | 2,363,790,000 | 2,386,926,000 |
| Interest-bearing deposits | 1,498,071,000 | 1,524,951,000 | 1,568,910,000 | 1,593,877,000 |
| Noninterest-bearing deposits | 744,606,000 | 730,124,000 | 794,881,000 | 793,048,000 |
| Equity capital | 255,207,000 | 258,602,000 | 264,558,000 | 269,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 23,619,000 | 48,359,000 | 73,905,000 | 100,668,000 |
| Interest expense | 437,000 | 807,000 | 1,189,000 | 1,564,000 |
| Net interest income | 23,182,000 | 47,552,000 | 72,716,000 | 99,104,000 |
| Noninterest income | 6,394,000 | 11,861,000 | 19,470,000 | 25,624,000 |
| Noninterest expense | 20,961,000 | 42,941,000 | 65,373,000 | 89,399,000 |
| Provision for loan losses | -184,000 | -1,905,000 | -2,233,000 | -4,013,000 |
| Pretax income | 8,870,000 | 18,280,000 | 28,956,000 | 39,450,000 |
| Income tax | 2,300,000 | 4,777,000 | 7,707,000 | 10,501,000 |
| Net income | 6,609,000 | 13,588,000 | 21,387,000 | 29,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,681,000 | 230,280,000 | 243,213,000 | 247,643,000 |
| Total capital | 250,375,000 | 255,718,000 | 269,661,000 | 274,821,000 |
| Risk-weighted assets | 1,964,028,000 | 1,967,800,000 | 2,057,085,000 | 2,123,193,000 |