Call reports 2024
PEOPLES BANK & TRUST COMPANY — 2024
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 45,007,000 | 43,561,000 | 42,272,000 | 42,193,000 |
| Total loans | 24,582,000 | 26,190,000 | 26,421,000 | 28,558,000 |
| Allowance for loan losses | 319,000 | 319,000 | 319,000 | 369,000 |
| Securities available for sale | 2,836,000 | 2,359,000 | 1,908,000 | 1,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,309,000 | 32,412,000 | 31,729,000 | 31,182,000 |
| Interest-bearing deposits | 27,927,000 | 27,369,000 | 27,245,000 | 26,865,000 |
| Noninterest-bearing deposits | 4,382,000 | 5,043,000 | 4,484,000 | 4,317,000 |
| Equity capital | 8,003,000 | 7,527,000 | 7,905,000 | 8,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,611,000 | 2,431,000 | 3,216,000 |
| Interest expense | 222,000 | 444,000 | 679,000 | 932,000 |
| Net interest income | 635,000 | 1,167,000 | 1,752,000 | 2,284,000 |
| Noninterest income | 491,000 | -1,000 | 293,000 | 956,000 |
| Noninterest expense | 509,000 | 1,037,000 | 1,578,000 | 2,475,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 531,000 | 42,000 | 380,000 | 628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 42,000 | 380,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,574,000 | 7,145,000 | 7,486,000 | 7,599,000 |
| Total capital | 7,893,000 | 7,464,000 | 7,805,000 | 7,968,000 |
| Risk-weighted assets | 28,924,000 | 30,140,000 | 29,688,000 | 30,731,000 |