Call reports 2023
PEOPLES BANK & TRUST COMPANY — 2023
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 45,807,000 | 44,358,000 | 44,180,000 | 44,045,000 |
| Total loans | 28,722,000 | 26,999,000 | 26,801,000 | 28,225,000 |
| Allowance for loan losses | 495,000 | 495,000 | 495,000 | 315,000 |
| Securities available for sale | 8,226,000 | 3,749,000 | 3,758,000 | 2,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,886,000 | 35,716,000 | 35,026,000 | 33,015,000 |
| Interest-bearing deposits | 32,957,000 | 31,449,000 | 31,462,000 | 29,198,000 |
| Noninterest-bearing deposits | 3,929,000 | 4,267,000 | 3,564,000 | 3,817,000 |
| Equity capital | 7,478,000 | 7,509,000 | 7,537,000 | 7,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,589,000 | 2,405,000 | 3,322,000 |
| Interest expense | 127,000 | 288,000 | 498,000 | 720,000 |
| Net interest income | 673,000 | 1,301,000 | 1,907,000 | 2,602,000 |
| Noninterest income | 222,000 | 198,000 | 149,000 | 88,000 |
| Noninterest expense | 551,000 | 1,121,000 | 1,644,000 | 2,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 170,000 |
| Pretax income | 354,000 | 388,000 | 422,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 388,000 | 422,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,950,000 | 7,028,000 | 7,130,000 | 7,105,000 |
| Total capital | 7,358,000 | 7,433,000 | 7,533,000 | 7,419,000 |
| Risk-weighted assets | 32,587,000 | 32,317,000 | 32,168,000 | 29,321,000 |