Call reports 2022
PEOPLES BANK & TRUST COMPANY — 2022
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 62,631,000 | 62,115,000 | 51,395,000 | 47,127,000 |
| Total loans | 39,029,000 | 33,208,000 | 28,978,000 | 30,899,000 |
| Allowance for loan losses | 305,000 | 291,000 | 452,000 | 402,000 |
| Securities available for sale | 1,000 | 5,733,000 | 8,125,000 | 8,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,447,000 | 46,978,000 | 43,772,000 | 38,653,000 |
| Interest-bearing deposits | 41,897,000 | 41,756,000 | 37,702,000 | 34,330,000 |
| Noninterest-bearing deposits | 4,550,000 | 5,222,000 | 6,070,000 | 4,323,000 |
| Equity capital | 6,694,000 | 6,596,000 | 6,634,000 | 7,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,129,000 | 1,795,000 | 2,522,000 |
| Interest expense | 122,000 | 236,000 | 353,000 | 465,000 |
| Net interest income | 413,000 | 893,000 | 1,442,000 | 2,057,000 |
| Noninterest income | 271,000 | 321,000 | 364,000 | 382,000 |
| Noninterest expense | 470,000 | 999,000 | 1,480,000 | 2,083,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 124,000 | 123,000 | 234,000 | 264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 123,000 | 234,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,684,000 | 6,685,000 | 6,796,000 | 6,827,000 |
| Total capital | 6,989,000 | 6,976,000 | 7,221,000 | 7,229,000 |
| Risk-weighted assets | 40,922,000 | 36,994,000 | 34,020,000 | 33,605,000 |