Call reports 2021
PEOPLES BANK & TRUST COMPANY — 2021
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 97,778,000 | 79,706,000 | 76,467,000 | 68,377,000 |
| Total loans | 80,379,000 | 63,955,000 | 56,905,000 | 47,810,000 |
| Allowance for loan losses | 394,000 | 394,000 | 417,000 | 405,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,365,000 | 46,104,000 | 47,049,000 | 46,370,000 |
| Interest-bearing deposits | 42,527,000 | 40,977,000 | 41,754,000 | 42,244,000 |
| Noninterest-bearing deposits | 6,838,000 | 5,127,000 | 5,295,000 | 4,126,000 |
| Equity capital | 7,572,000 | 7,771,000 | 7,413,000 | 7,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,459,000 | 2,126,000 | 4,308,000 |
| Interest expense | 140,000 | 311,000 | 424,000 | 544,000 |
| Net interest income | 600,000 | 1,148,000 | 1,702,000 | 3,764,000 |
| Noninterest income | 1,333,000 | 2,261,000 | 2,509,000 | 811,000 |
| Noninterest expense | 551,000 | 1,237,000 | 1,930,000 | 2,483,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 224,000 |
| Pretax income | 1,389,000 | 2,180,000 | 2,266,000 | 1,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,389,000 | 2,180,000 | 2,266,000 | 1,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,564,000 | 7,762,000 | 7,402,000 | 7,014,000 |
| Total capital | 7,958,000 | 8,156,000 | 7,819,000 | 7,419,000 |
| Risk-weighted assets | 45,372,000 | 41,622,000 | 41,893,000 | 40,980,000 |