Call reports 2020
PEOPLES BANK & TRUST COMPANY — 2020
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,492,000 | 84,430,000 | 82,381,000 | 80,035,000 |
| Total loans | 34,369,000 | 68,184,000 | 67,679,000 | 62,828,000 |
| Allowance for loan losses | 477,000 | 477,000 | 394,000 | 393,000 |
| Securities available for sale | 511,000 | 505,000 | 503,000 | 502,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,544,000 | 45,466,000 | 43,216,000 | 45,310,000 |
| Interest-bearing deposits | 38,972,000 | 40,476,000 | 38,552,000 | 40,903,000 |
| Noninterest-bearing deposits | 3,572,000 | 4,990,000 | 4,664,000 | 4,407,000 |
| Equity capital | 5,928,000 | 6,627,000 | 6,778,000 | 7,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,281,000 | 1,985,000 | 3,865,000 |
| Interest expense | 188,000 | 366,000 | 529,000 | 674,000 |
| Net interest income | 467,000 | 915,000 | 1,456,000 | 3,191,000 |
| Noninterest income | 231,000 | 1,424,000 | 1,848,000 | 1,214,000 |
| Noninterest expense | 497,000 | 1,349,000 | 1,849,000 | 2,413,000 |
| Provision for loan losses | 90,000 | 90,000 | 105,000 | 105,000 |
| Pretax income | 111,000 | 905,000 | 1,355,000 | 1,892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 905,000 | 1,355,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,916,000 | 6,616,000 | 6,770,000 | 7,100,000 |
| Total capital | 6,395,000 | 7,093,000 | — | 7,493,000 |
| Risk-weighted assets | 38,534,000 | 46,388,000 | — | 40,653,000 |