Call reports 2019
PEOPLES BANK & TRUST COMPANY — 2019
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,217,000 | 43,840,000 | 46,777,000 | 48,283,000 |
| Total loans | 25,238,000 | 31,169,000 | 28,419,000 | 30,360,000 |
| Allowance for loan losses | 504,000 | 505,000 | 505,000 | 387,000 |
| Securities available for sale | 993,000 | 1,001,000 | 1,004,000 | 1,006,000 |
| Securities held to maturity | 256,000 | 256,000 | 255,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,191,000 | 37,313,000 | 39,589,000 | 40,179,000 |
| Interest-bearing deposits | 28,470,000 | 32,207,000 | 34,929,000 | 35,830,000 |
| Noninterest-bearing deposits | 5,721,000 | 5,106,000 | 4,660,000 | 4,349,000 |
| Equity capital | 5,279,000 | 5,243,000 | 5,910,000 | 6,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,134,000 | 1,819,000 | 2,464,000 |
| Interest expense | 118,000 | 273,000 | 451,000 | 641,000 |
| Net interest income | 419,000 | 861,000 | 1,368,000 | 1,823,000 |
| Noninterest income | 27,000 | 43,000 | 704,000 | 1,180,000 |
| Noninterest expense | 736,000 | 1,236,000 | 1,738,000 | 2,329,000 |
| Provision for loan losses | 254,000 | 254,000 | 254,000 | 261,000 |
| Pretax income | -544,000 | -586,000 | 80,000 | 413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -544,000 | -586,000 | 80,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,278,000 | 5,235,000 | 5,901,000 | 6,234,000 |
| Total capital | 5,686,000 | 5,654,000 | 6,347,000 | 6,624,000 |
| Risk-weighted assets | 32,333,000 | 33,307,000 | 35,410,000 | 38,274,000 |