Call reports 2016
PEOPLES BANK & TRUST COMPANY — 2016
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,759,000 | 29,775,000 | 30,830,000 | 30,557,000 |
| Total loans | 22,066,000 | 20,152,000 | 23,625,000 | 21,469,000 |
| Allowance for loan losses | 702,000 | 583,000 | 761,000 | 482,000 |
| Securities available for sale | 20,000 | 18,000 | 15,000 | 12,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,466,000 | 22,973,000 | 23,210,000 | 21,356,000 |
| Interest-bearing deposits | 18,821,000 | 17,678,000 | 19,327,000 | 17,994,000 |
| Noninterest-bearing deposits | 5,645,000 | 5,295,000 | 3,883,000 | 3,362,000 |
| Equity capital | 5,452,000 | 4,516,000 | 4,750,000 | 5,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 684,000 | 1,070,000 | 1,450,000 |
| Interest expense | 49,000 | 86,000 | 149,000 | 191,000 |
| Net interest income | 328,000 | 598,000 | 921,000 | 1,259,000 |
| Noninterest income | 5,501,000 | 12,821,000 | 22,726,000 | 35,990,000 |
| Noninterest expense | 4,947,000 | 12,677,000 | 21,881,000 | 34,850,000 |
| Provision for loan losses | 0 | 500,000 | 995,000 | 1,200,000 |
| Pretax income | 882,000 | 242,000 | 771,000 | 1,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 882,000 | 242,000 | 771,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 4,513,000 | 4,747,000 | 5,174,000 |
| Total capital | 5,761,000 | 4,800,000 | 5,050,000 | 5,468,000 |
| Risk-weighted assets | 24,543,000 | 22,683,000 | 23,827,000 | 23,397,000 |