Call reports 2015
PEOPLES BANK & TRUST COMPANY — 2015
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 29,430,000 | 30,165,000 | 29,096,000 | 29,994,000 |
| Total loans | 23,430,000 | 24,067,000 | 23,735,000 | 22,058,000 |
| Allowance for loan losses | 607,000 | 607,000 | 601,000 | 701,000 |
| Securities available for sale | 40,000 | 33,000 | 28,000 | 23,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,959,000 | 23,361,000 | 22,276,000 | 22,987,000 |
| Interest-bearing deposits | 19,652,000 | 19,682,000 | 18,775,000 | 18,565,000 |
| Noninterest-bearing deposits | 3,307,000 | 3,679,000 | 3,501,000 | 4,422,000 |
| Equity capital | 4,918,000 | 4,718,000 | 4,854,000 | 5,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 791,000 | 1,164,000 | 1,541,000 |
| Interest expense | 61,000 | 117,000 | 172,000 | 223,000 |
| Net interest income | 351,000 | 674,000 | 992,000 | 1,318,000 |
| Noninterest income | 6,200,000 | 12,747,000 | 17,711,000 | 22,844,000 |
| Noninterest expense | 5,360,000 | 12,015,000 | 16,953,000 | 21,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,191,000 | 1,406,000 | 1,750,000 | 2,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,191,000 | 1,406,000 | 1,750,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 4,717,000 | 4,851,000 | 5,058,000 |
| Total capital | 5,197,000 | 5,016,000 | 5,151,000 | 5,348,000 |
| Risk-weighted assets | 22,178,000 | 23,658,000 | 23,766,000 | 22,868,000 |