Call reports 2014
PEOPLES BANK & TRUST COMPANY — 2014
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,218,000 | 30,752,000 | 31,468,000 | 31,771,000 |
| Total loans | 22,512,000 | 24,405,000 | 23,084,000 | 25,746,000 |
| Allowance for loan losses | 448,000 | 400,000 | 526,000 | 601,000 |
| Securities available for sale | 80,000 | 68,000 | 60,000 | 50,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,181,000 | 25,116,000 | 25,256,000 | 25,384,000 |
| Interest-bearing deposits | 21,604,000 | 21,861,000 | 21,643,000 | 21,932,000 |
| Noninterest-bearing deposits | 2,577,000 | 3,255,000 | 3,613,000 | 3,452,000 |
| Equity capital | 3,417,000 | 3,989,000 | 4,285,000 | 4,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 768,000 | 1,160,000 | 1,536,000 |
| Interest expense | 64,000 | 127,000 | 192,000 | 248,000 |
| Net interest income | 322,000 | 641,000 | 968,000 | 1,288,000 |
| Noninterest income | 634,000 | 2,717,000 | 7,338,000 | 12,570,000 |
| Noninterest expense | 751,000 | 2,501,000 | 6,879,000 | 12,213,000 |
| Provision for loan losses | 50,000 | 50,000 | 250,000 | 325,000 |
| Pretax income | 155,000 | 807,000 | 1,177,000 | 1,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 807,000 | 1,177,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,413,000 | 3,987,000 | 4,283,000 | 4,352,000 |
| Total capital | 3,684,000 | 4,262,000 | 4,565,000 | 4,667,000 |
| Risk-weighted assets | 23,726,000 | 24,427,000 | 24,862,000 | 27,538,000 |