Call reports 2013
PEOPLES BANK & TRUST COMPANY — 2013
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,444,000 | 30,327,000 | 29,936,000 | 29,730,000 |
| Total loans | 21,243,000 | 20,773,000 | 21,356,000 | 22,174,000 |
| Allowance for loan losses | 320,000 | 371,000 | 410,000 | 413,000 |
| Securities available for sale | 123,000 | 112,000 | 102,000 | 91,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,517,000 | 25,314,000 | 24,899,000 | 24,735,000 |
| Interest-bearing deposits | 22,792,000 | 22,080,000 | 22,111,000 | 22,060,000 |
| Noninterest-bearing deposits | 2,725,000 | 3,234,000 | 2,788,000 | 2,675,000 |
| Equity capital | 3,263,000 | 3,348,000 | 3,394,000 | 3,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 758,000 | 1,156,000 | 1,538,000 |
| Interest expense | 72,000 | 141,000 | 210,000 | 276,000 |
| Net interest income | 305,000 | 617,000 | 946,000 | 1,262,000 |
| Noninterest income | 524,000 | 1,043,000 | 1,526,000 | 2,041,000 |
| Noninterest expense | 610,000 | 1,229,000 | 1,803,000 | 2,527,000 |
| Provision for loan losses | 130,000 | 180,000 | 300,000 | 375,000 |
| Pretax income | 89,000 | 251,000 | 369,000 | 401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 251,000 | 369,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,256,000 | 3,343,000 | 3,389,000 | 3,345,000 |
| Total capital | 3,517,000 | 3,600,000 | 3,641,000 | 3,603,000 |
| Risk-weighted assets | 23,383,000 | 23,015,000 | 22,939,000 | 23,494,000 |