Call reports 2012
PEOPLES BANK & TRUST COMPANY — 2012
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,310,000 | 29,460,000 | 29,117,000 | 28,836,000 |
| Total loans | 24,966,000 | 21,375,000 | 23,909,000 | 24,415,000 |
| Allowance for loan losses | 360,000 | 337,000 | 349,000 | 616,000 |
| Securities available for sale | 167,000 | 156,000 | 144,000 | 132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,757,000 | 24,782,000 | 24,414,000 | 24,253,000 |
| Interest-bearing deposits | 20,539,000 | 21,827,000 | 21,177,000 | 21,281,000 |
| Noninterest-bearing deposits | 3,218,000 | 2,955,000 | 3,237,000 | 2,972,000 |
| Equity capital | 3,288,000 | 3,471,000 | 3,516,000 | 3,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 783,000 | 1,153,000 | 1,554,000 |
| Interest expense | 89,000 | 172,000 | 251,000 | 327,000 |
| Net interest income | 280,000 | 611,000 | 902,000 | 1,227,000 |
| Noninterest income | 370,000 | 1,072,000 | 1,642,000 | 2,161,000 |
| Noninterest expense | 478,000 | 1,104,000 | 1,795,000 | 2,385,000 |
| Provision for loan losses | 50,000 | 200,000 | 250,000 | 550,000 |
| Pretax income | 122,000 | 379,000 | 499,000 | 453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 379,000 | 499,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,279,000 | 3,463,000 | 3,509,000 | 3,389,000 |
| Total capital | 3,545,000 | 3,714,000 | 3,763,000 | 3,656,000 |
| Risk-weighted assets | 22,540,000 | 22,177,000 | 24,003,000 | 24,479,000 |