Call reports 2011
PEOPLES BANK & TRUST COMPANY — 2011
What PEOPLES BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,697,000 | 26,064,000 | 25,582,000 | 25,415,000 |
| Total loans | 19,398,000 | 20,743,000 | 22,129,000 | 22,531,000 |
| Allowance for loan losses | 293,000 | 329,000 | 347,000 | 327,000 |
| Securities available for sale | 528,000 | 215,000 | 196,000 | 180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,593,000 | 21,927,000 | 21,062,000 | 20,909,000 |
| Interest-bearing deposits | 19,924,000 | 19,999,000 | 19,460,000 | 19,254,000 |
| Noninterest-bearing deposits | 1,669,000 | 1,928,000 | 1,602,000 | 1,655,000 |
| Equity capital | 3,173,000 | 3,208,000 | 3,285,000 | 3,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 719,000 | 1,097,000 | 1,476,000 |
| Interest expense | 112,000 | 225,000 | 331,000 | 430,000 |
| Net interest income | 256,000 | 494,000 | 766,000 | 1,046,000 |
| Noninterest income | 153,000 | 417,000 | 912,000 | 1,322,000 |
| Noninterest expense | 274,000 | 620,000 | 1,186,000 | 1,698,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 85,000 | 191,000 | 342,000 | 420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 191,000 | 342,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,159,000 | 3,195,000 | 3,273,000 | 3,262,000 |
| Total capital | 3,391,000 | 3,438,000 | 3,518,000 | 3,521,000 |
| Risk-weighted assets | 19,137,000 | 19,910,000 | 20,339,000 | 21,566,000 |