Call reports 2022
LUSK STATE BANK — 2022
What LUSK STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 67,814,000 | 69,034,000 | 70,768,000 | 72,876,000 |
| Total loans | 28,214,000 | 36,579,000 | 44,517,000 | 40,638,000 |
| Allowance for loan losses | 497,000 | 7,000 | 25,000 | 45,000 |
| Securities available for sale | 10,194,000 | 6,982,000 | 4,541,000 | 4,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,581,000 | 59,249,000 | 60,816,000 | 61,204,000 |
| Interest-bearing deposits | 38,898,000 | 39,011,000 | 38,647,000 | 37,051,000 |
| Noninterest-bearing deposits | 21,683,000 | 20,238,000 | 22,168,000 | 24,153,000 |
| Equity capital | 7,169,000 | 9,511,000 | 9,716,000 | 9,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 232,000 | 876,000 | 1,690,000 |
| Interest expense | 15,000 | 5,000 | 22,000 | 54,000 |
| Net interest income | 413,000 | 227,000 | 854,000 | 1,636,000 |
| Noninterest income | 120,000 | 48,000 | 165,000 | 371,000 |
| Noninterest expense | 372,000 | 137,000 | 508,000 | 936,000 |
| Provision for loan losses | 0 | 7,000 | 26,000 | 46,000 |
| Pretax income | 154,000 | 193,000 | 539,000 | 1,079,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 193,000 | 539,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,951,000 | 7,223,000 | 7,568,000 | 7,718,000 |