Call reports 2021
LUSK STATE BANK — 2021
What LUSK STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,885,000 | 62,757,000 | 65,600,000 | 67,681,000 |
| Total loans | 29,854,000 | 30,960,000 | 29,474,000 | 26,865,000 |
| Allowance for loan losses | 487,000 | 491,000 | 496,000 | 497,000 |
| Securities available for sale | 10,962,000 | 13,369,000 | 11,794,000 | 11,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,055,000 | 54,610,000 | 57,353,000 | 59,411,000 |
| Interest-bearing deposits | 33,887,000 | 34,740,000 | 35,414,000 | 37,153,000 |
| Noninterest-bearing deposits | 22,168,000 | 19,871,000 | 21,940,000 | 22,259,000 |
| Equity capital | 7,714,000 | 7,970,000 | 8,100,000 | 8,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 1,256,000 | 1,727,000 | 2,152,000 |
| Interest expense | 19,000 | 36,000 | 52,000 | 68,000 |
| Net interest income | 451,000 | 1,220,000 | 1,675,000 | 2,084,000 |
| Noninterest income | 119,000 | 233,000 | 351,000 | 464,000 |
| Noninterest expense | 367,000 | 751,000 | 1,107,000 | 1,464,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 15,000 |
| Pretax income | 169,000 | 630,000 | 851,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 630,000 | 851,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,396,000 | 7,728,000 | 7,829,000 | 8,205,000 |