Call reports 2020
LUSK STATE BANK — 2020
What LUSK STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,630,000 | 60,041,000 | 61,427,000 | 63,837,000 |
| Total loans | 32,154,000 | 33,448,000 | 34,500,000 | 29,887,000 |
| Allowance for loan losses | 469,000 | 473,000 | 476,000 | 482,000 |
| Securities available for sale | 6,775,000 | 6,729,000 | 8,395,000 | 10,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,979,000 | 52,117,000 | 53,380,000 | 55,456,000 |
| Interest-bearing deposits | 29,184,000 | 33,308,000 | 33,232,000 | 34,308,000 |
| Noninterest-bearing deposits | 16,794,000 | 18,809,000 | 20,148,000 | 21,147,000 |
| Equity capital | 7,586,000 | 7,810,000 | 7,914,000 | 8,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,076,000 | 1,585,000 | 2,022,000 |
| Interest expense | 29,000 | 61,000 | 92,000 | 120,000 |
| Net interest income | 499,000 | 1,015,000 | 1,493,000 | 1,902,000 |
| Noninterest income | 98,000 | 200,000 | 291,000 | 646,000 |
| Noninterest expense | 387,000 | 739,000 | 1,068,000 | 1,484,000 |
| Provision for loan losses | 3,000 | 8,000 | 11,000 | 17,000 |
| Pretax income | 207,000 | 468,000 | 705,000 | 1,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 468,000 | 705,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,448,000 | 7,544,000 | 7,682,000 | 7,983,000 |
| Total capital | 7,917,000 | 8,017,000 | 8,158,000 | 8,465,000 |
| Risk-weighted assets | 46,044,000 | 47,281,000 | 53,513,000 | 46,479,000 |