Call reports 2019
LUSK STATE BANK — 2019
What LUSK STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,058,000 | 52,277,000 | 52,616,000 | 54,255,000 |
| Total loans | 31,137,000 | 32,431,000 | 32,228,000 | 29,568,000 |
| Allowance for loan losses | 457,000 | 461,000 | 462,000 | 467,000 |
| Securities available for sale | 7,885,000 | 6,964,000 | 6,983,000 | 6,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,819,000 | 44,884,000 | 45,017,000 | 46,303,000 |
| Interest-bearing deposits | 28,789,000 | 28,579,000 | 28,657,000 | 30,411,000 |
| Noninterest-bearing deposits | 16,030,000 | 16,305,000 | 16,360,000 | 15,892,000 |
| Equity capital | 7,146,000 | 7,274,000 | 7,448,000 | 7,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,073,000 | 1,616,000 | 2,131,000 |
| Interest expense | 16,000 | 37,000 | 63,000 | 91,000 |
| Net interest income | 525,000 | 1,036,000 | 1,553,000 | 2,040,000 |
| Noninterest income | 97,000 | 194,000 | 295,000 | 556,000 |
| Noninterest expense | 376,000 | 746,000 | 1,118,000 | 1,485,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 241,000 | 475,000 | 716,000 | 1,093,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 475,000 | 716,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,120,000 | 7,169,000 | 7,324,000 | 7,700,000 |
| Total capital | 7,577,000 | 7,630,000 | 7,786,000 | 8,167,000 |
| Risk-weighted assets | 36,803,000 | 37,073,000 | 37,073,000 | 40,374,000 |