Call reports 2018
LUSK STATE BANK — 2018
What LUSK STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 53,963,000 | 53,292,000 | 57,263,000 | 53,644,000 |
| Total loans | 30,942,000 | 32,133,000 | 32,247,000 | 29,805,000 |
| Allowance for loan losses | 438,000 | 443,000 | 447,000 | 452,000 |
| Securities available for sale | 7,783,000 | 7,749,000 | 7,721,000 | 7,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,175,000 | 46,484,000 | 50,292,000 | 46,273,000 |
| Interest-bearing deposits | 30,054,000 | 31,696,000 | 32,097,000 | 29,555,000 |
| Noninterest-bearing deposits | 17,121,000 | 14,788,000 | 18,196,000 | 16,717,000 |
| Equity capital | 6,705,000 | 6,725,000 | 6,870,000 | 7,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,024,000 | 1,574,000 | 2,113,000 |
| Interest expense | 13,000 | 26,000 | 39,000 | 53,000 |
| Net interest income | 499,000 | 998,000 | 1,535,000 | 2,060,000 |
| Noninterest income | 104,000 | 206,000 | 316,000 | 472,000 |
| Noninterest expense | 360,000 | 717,000 | 1,095,000 | 1,468,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 238,000 | 478,000 | 742,000 | 1,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 478,000 | 742,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,781,000 | 6,835,000 | 7,008,000 | 7,312,000 |
| Total capital | 7,219,000 | 7,278,000 | 7,455,000 | 7,764,000 |
| Risk-weighted assets | 41,638,000 | 37,687,000 | 45,029,000 | 37,786,000 |