Call reports 2016
LUSK STATE BANK — 2016
What LUSK STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,783,000 | 55,393,000 | 55,542,000 | 55,583,000 |
| Total loans | 31,444,000 | 33,161,000 | 34,545,000 | 31,936,000 |
| Allowance for loan losses | 406,000 | 411,000 | 411,000 | 416,000 |
| Securities available for sale | 7,983,000 | 8,002,000 | 7,992,000 | 6,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,424,000 | 48,928,000 | 48,918,000 | 48,812,000 |
| Interest-bearing deposits | 24,611,000 | 23,898,000 | 22,483,000 | 22,798,000 |
| Noninterest-bearing deposits | 24,814,000 | 25,030,000 | 26,435,000 | 26,015,000 |
| Equity capital | 6,295,000 | 6,374,000 | 6,535,000 | 6,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,020,000 | 1,556,000 | 2,256,000 |
| Interest expense | 16,000 | 33,000 | 50,000 | 64,000 |
| Net interest income | 474,000 | 987,000 | 1,506,000 | 2,192,000 |
| Noninterest income | 104,000 | 213,000 | 325,000 | 286,000 |
| Noninterest expense | 369,000 | 731,000 | 1,099,000 | 1,487,000 |
| Provision for loan losses | 3,000 | 8,000 | 12,000 | 17,000 |
| Pretax income | 206,000 | 461,000 | 720,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 461,000 | 720,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,171,000 | 6,231,000 | 6,402,000 | 6,655,000 |
| Total capital | 6,577,000 | 6,642,000 | 6,813,000 | 7,071,000 |
| Risk-weighted assets | 37,154,000 | 39,815,000 | 41,560,000 | 38,936,000 |