Call reports 2015
LUSK STATE BANK — 2015
What LUSK STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,825,000 | 54,666,000 | 56,186,000 | 58,008,000 |
| Total loans | 30,473,000 | 31,281,000 | 31,462,000 | 29,604,000 |
| Allowance for loan losses | 413,000 | 403,000 | 403,000 | 403,000 |
| Securities available for sale | 3,108,000 | 7,091,000 | 6,097,000 | 6,000,000 |
| Securities held to maturity | 11,000 | 10,000 | 9,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,645,000 | 48,454,000 | 49,812,000 | 51,379,000 |
| Interest-bearing deposits | 24,409,000 | 23,558,000 | 23,050,000 | 23,630,000 |
| Noninterest-bearing deposits | 27,236,000 | 24,896,000 | 26,762,000 | 27,749,000 |
| Equity capital | 6,118,000 | 6,145,000 | 6,269,000 | 6,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 963,000 | 1,467,000 | 1,971,000 |
| Interest expense | 22,000 | 43,000 | 70,000 | 82,000 |
| Net interest income | 450,000 | 920,000 | 1,397,000 | 1,889,000 |
| Noninterest income | 95,000 | 194,000 | 291,000 | 406,000 |
| Noninterest expense | 344,000 | 695,000 | 1,067,000 | 1,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 419,000 | 621,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 419,000 | 621,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,672,000 | 5,998,000 | 6,116,000 | 6,343,000 |
| Total capital | 6,083,000 | 6,401,000 | 6,519,000 | 6,746,000 |
| Risk-weighted assets | 33,235,000 | 36,008,000 | 37,845,000 | 36,304,000 |