Call reports 2014
LUSK STATE BANK — 2014
What LUSK STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,280,000 | 55,660,000 | 59,449,000 | 59,290,000 |
| Total loans | 28,546,000 | 30,356,000 | 29,674,000 | 28,695,000 |
| Allowance for loan losses | 428,000 | 428,000 | 421,000 | 416,000 |
| Securities available for sale | 3,118,000 | 3,118,000 | 3,111,000 | 3,105,000 |
| Securities held to maturity | 313,000 | 213,000 | 212,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,566,000 | 49,852,000 | 53,459,000 | 53,011,000 |
| Interest-bearing deposits | 25,445,000 | 24,574,000 | 23,293,000 | 23,763,000 |
| Noninterest-bearing deposits | 24,121,000 | 25,278,000 | 30,166,000 | 29,248,000 |
| Equity capital | 5,656,000 | 5,724,000 | 5,892,000 | 6,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 1,050,000 | 1,479,000 | 1,953,000 |
| Interest expense | 37,000 | 74,000 | 101,000 | 126,000 |
| Net interest income | 457,000 | 976,000 | 1,378,000 | 1,827,000 |
| Noninterest income | 44,000 | 90,000 | 318,000 | 522,000 |
| Noninterest expense | 347,000 | 691,000 | 1,042,000 | 1,407,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 375,000 | 654,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 375,000 | 654,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,417,000 | 5,483,000 | 5,652,000 | 5,929,000 |
| Total capital | 5,789,000 | 5,887,000 | 6,064,000 | 6,334,000 |
| Risk-weighted assets | 31,424,000 | 32,334,000 | 32,946,000 | 32,383,000 |