Call reports 2013
LUSK STATE BANK — 2013
What LUSK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,734,000 | 50,485,000 | 54,455,000 | 56,941,000 |
| Total loans | 26,591,000 | 27,940,000 | 28,353,000 | 27,202,000 |
| Allowance for loan losses | 433,000 | 433,000 | 432,000 | 428,000 |
| Securities available for sale | 3,177,000 | 3,140,000 | 3,127,000 | 3,117,000 |
| Securities held to maturity | 17,000 | 316,000 | 315,000 | 314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,228,000 | 44,963,000 | 48,772,000 | 51,053,000 |
| Interest-bearing deposits | 23,812,000 | 24,150,000 | 24,217,000 | 25,116,000 |
| Noninterest-bearing deposits | 23,416,000 | 20,813,000 | 24,555,000 | 25,937,000 |
| Equity capital | 5,452,000 | 5,449,000 | 5,592,000 | 5,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,028,000 | 1,601,000 | 2,133,000 |
| Interest expense | 48,000 | 95,000 | 142,000 | 190,000 |
| Net interest income | 480,000 | 933,000 | 1,459,000 | 1,943,000 |
| Noninterest income | 48,000 | 97,000 | 144,000 | 186,000 |
| Noninterest expense | 332,000 | 657,000 | 1,005,000 | 1,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 196,000 | 373,000 | 598,000 | 797,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 373,000 | 598,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,165,000 | 5,198,000 | 5,347,000 | 5,525,000 |
| Total capital | 5,510,000 | 5,562,000 | 5,722,000 | 5,883,000 |
| Risk-weighted assets | 27,495,000 | 29,023,000 | 29,972,000 | 28,547,000 |