Call reports 2012
LUSK STATE BANK — 2012
What LUSK STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,956,000 | 54,975,000 | 52,907,000 | 55,112,000 |
| Total loans | 31,684,000 | 33,251,000 | 28,576,000 | 27,813,000 |
| Allowance for loan losses | 406,000 | 421,000 | 434,000 | 433,000 |
| Securities available for sale | 3,181,000 | 3,182,000 | 3,189,000 | 3,178,000 |
| Securities held to maturity | 21,000 | 20,000 | 19,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,830,000 | 49,650,000 | 47,446,000 | 49,441,000 |
| Interest-bearing deposits | 33,294,000 | 23,628,000 | 22,056,000 | 22,743,000 |
| Noninterest-bearing deposits | 10,536,000 | 26,022,000 | 25,390,000 | 26,698,000 |
| Equity capital | 5,059,000 | 5,218,000 | 5,357,000 | 5,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,219,000 | 1,804,000 | 2,347,000 |
| Interest expense | 53,000 | 105,000 | 154,000 | 203,000 |
| Net interest income | 549,000 | 1,114,000 | 1,650,000 | 2,144,000 |
| Noninterest income | 62,000 | 235,000 | 300,000 | 343,000 |
| Noninterest expense | 308,000 | 624,000 | 937,000 | 1,277,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 288,000 | 695,000 | 968,000 | 1,165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 695,000 | 968,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,793,000 | 4,935,000 | 5,126,000 | 5,258,000 |
| Total capital | 5,199,000 | 5,346,000 | 5,504,000 | 5,612,000 |
| Risk-weighted assets | 32,447,000 | 33,433,000 | 30,259,000 | 28,281,000 |