Call reports 2011
LUSK STATE BANK — 2011
What LUSK STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,743,000 | 43,607,000 | 49,197,000 | 50,828,000 |
| Total loans | 31,947,000 | 33,667,000 | 30,996,000 | 30,201,000 |
| Allowance for loan losses | 350,000 | 367,000 | 379,000 | 391,000 |
| Securities available for sale | 3,048,000 | 3,139,000 | 3,193,000 | 3,178,000 |
| Securities held to maturity | 25,000 | 23,000 | 22,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,614,000 | 39,310,000 | 44,659,000 | 45,529,000 |
| Interest-bearing deposits | 29,349,000 | 30,045,000 | 32,162,000 | 33,938,000 |
| Noninterest-bearing deposits | 9,265,000 | 9,265,000 | 12,497,000 | 11,591,000 |
| Equity capital | 4,067,000 | 4,208,000 | 4,442,000 | 5,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,217,000 | 1,878,000 | 2,472,000 |
| Interest expense | 86,000 | 169,000 | 247,000 | 312,000 |
| Net interest income | 506,000 | 1,048,000 | 1,631,000 | 2,160,000 |
| Noninterest income | 41,000 | 89,000 | 136,000 | 674,000 |
| Noninterest expense | 312,000 | 631,000 | 951,000 | 1,252,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 225,000 | 481,000 | 776,000 | 1,527,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 481,000 | 776,000 | 1,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,987,000 | 4,035,000 | 4,215,000 | 4,917,000 |
| Total capital | 4,337,000 | 4,402,000 | 4,594,000 | 5,308,000 |
| Risk-weighted assets | 31,760,000 | 33,758,000 | 32,046,000 | 31,701,000 |