Call reports 2010
LUSK STATE BANK — 2010
What LUSK STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,797,000 | 41,037,000 | 43,703,000 | 43,539,000 |
| Total loans | 32,398,000 | 33,844,000 | 31,314,000 | 30,347,000 |
| Allowance for loan losses | 248,000 | 254,000 | 304,000 | 343,000 |
| Securities available for sale | 2,158,000 | 2,162,000 | 3,106,000 | 3,032,000 |
| Securities held to maturity | 30,000 | 28,000 | 27,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,009,000 | 37,089,000 | 39,635,000 | 39,250,000 |
| Interest-bearing deposits | 28,128,000 | 28,403,000 | 22,018,000 | 24,125,000 |
| Noninterest-bearing deposits | 8,881,000 | 8,686,000 | 17,617,000 | 15,125,000 |
| Equity capital | 3,718,000 | 3,853,000 | 3,964,000 | 4,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,244,000 | 1,875,000 | 2,549,000 |
| Interest expense | 117,000 | 210,000 | 304,000 | 398,000 |
| Net interest income | 497,000 | 1,034,000 | 1,571,000 | 2,151,000 |
| Noninterest income | 42,000 | 89,000 | 134,000 | 174,000 |
| Noninterest expense | 312,000 | 611,000 | 916,000 | 1,233,000 |
| Provision for loan losses | 0 | 5,000 | 55,000 | 90,000 |
| Pretax income | 238,000 | 507,000 | 734,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 507,000 | 734,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,693,000 | 3,825,000 | 4,092,000 |
| Total capital | 3,829,000 | 3,947,000 | 4,129,000 | 4,435,000 |
| Risk-weighted assets | 32,595,000 | 33,768,000 | 32,453,000 | 29,657,000 |