Call reports 2009
LUSK STATE BANK — 2009
What LUSK STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,839,000 | 37,868,000 | 41,042,000 | 41,857,000 |
| Total loans | 30,722,000 | 31,709,000 | 31,154,000 | 30,626,000 |
| Allowance for loan losses | 261,000 | 270,000 | 249,000 | 248,000 |
| Securities available for sale | 1,686,000 | 1,625,000 | 2,182,000 | 2,127,000 |
| Securities held to maturity | 35,000 | 34,000 | 32,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,496,000 | 34,435,000 | 37,430,000 | 38,057,000 |
| Interest-bearing deposits | 27,010,000 | 27,314,000 | 28,413,000 | 28,057,000 |
| Noninterest-bearing deposits | 7,486,000 | 7,121,000 | 9,017,000 | 10,000,000 |
| Equity capital | 3,250,000 | 3,339,000 | 3,492,000 | 3,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,197,000 | 1,808,000 | 2,432,000 |
| Interest expense | 148,000 | 271,000 | 371,000 | 486,000 |
| Net interest income | 445,000 | 926,000 | 1,437,000 | 1,946,000 |
| Noninterest income | 84,000 | 123,000 | 159,000 | 201,000 |
| Noninterest expense | 280,000 | 546,000 | 887,000 | 1,174,000 |
| Provision for loan losses | 95,000 | 105,000 | 105,000 | 105,000 |
| Pretax income | 154,000 | 398,000 | 604,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 398,000 | 604,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,080,000 | 3,228,000 | 3,346,000 | 3,552,000 |
| Total capital | 3,341,000 | 3,498,000 | 3,595,000 | 3,800,000 |
| Risk-weighted assets | 30,594,000 | 31,434,000 | 31,955,000 | 31,063,000 |