Call reports 2025
PAULS VALLEY NATIONAL BANK, THE — 2025
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 349,168,000 | 345,036,000 | 340,768,000 | 348,568,000 |
| Total loans | 205,970,000 | 208,379,000 | 212,471,000 | 208,556,000 |
| Allowance for loan losses | 2,513,000 | 4,618,000 | 3,206,000 | 3,324,000 |
| Securities available for sale | 96,249,000 | 95,273,000 | 92,827,000 | 94,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,773,000 | 319,878,000 | 313,614,000 | 320,959,000 |
| Interest-bearing deposits | 202,358,000 | 205,497,000 | 201,827,000 | 204,173,000 |
| Noninterest-bearing deposits | 120,415,000 | 114,381,000 | 111,787,000 | 116,786,000 |
| Equity capital | 19,623,000 | 18,348,000 | 20,563,000 | 21,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,659,000 | 9,366,000 | 14,185,000 | 18,919,000 |
| Interest expense | 1,545,000 | 3,177,000 | 4,787,000 | 6,350,000 |
| Net interest income | 3,114,000 | 6,189,000 | 9,398,000 | 12,569,000 |
| Noninterest income | 373,000 | 737,000 | 1,202,000 | 1,556,000 |
| Noninterest expense | 2,143,000 | 4,392,000 | 6,531,000 | 8,819,000 |
| Provision for loan losses | 125,000 | 2,215,000 | 2,305,000 | 2,395,000 |
| Pretax income | 1,188,000 | 360,000 | 1,722,000 | 2,869,000 |
| Income tax | 313,000 | 578,000 | 462,000 | 637,000 |
| Net income | 875,000 | -218,000 | 1,260,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,349,000 | 30,177,000 | 30,546,000 | 31,518,000 |
| Total capital | 33,877,000 | 33,528,000 | 33,767,000 | 34,827,000 |
| Risk-weighted assets | 263,722,000 | 266,804,000 | 266,947,000 | 264,763,000 |