Call reports 2022
PAULS VALLEY NATIONAL BANK, THE — 2022
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 311,871,000 | 312,242,000 | 310,026,000 | 304,845,000 |
| Total loans | 159,989,000 | 155,871,000 | 166,263,000 | 174,104,000 |
| Allowance for loan losses | 1,998,000 | 1,799,000 | 1,933,000 | 2,170,000 |
| Securities available for sale | 105,860,000 | 100,272,000 | 102,337,000 | 101,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,211,000 | 291,028,000 | 291,291,000 | 279,037,000 |
| Interest-bearing deposits | 157,318,000 | 158,233,000 | 157,936,000 | 155,151,000 |
| Noninterest-bearing deposits | 129,893,000 | 132,795,000 | 133,355,000 | 123,886,000 |
| Equity capital | 18,722,000 | 15,537,000 | 13,105,000 | 12,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,627,000 | 5,388,000 | 8,400,000 | 11,533,000 |
| Interest expense | 240,000 | 460,000 | 720,000 | 1,172,000 |
| Net interest income | 2,387,000 | 4,928,000 | 7,680,000 | 10,361,000 |
| Noninterest income | 372,000 | 785,000 | 1,234,000 | 1,673,000 |
| Noninterest expense | 1,927,000 | 3,861,000 | 5,952,000 | 8,052,000 |
| Provision for loan losses | 295,000 | 314,000 | 383,000 | 582,000 |
| Pretax income | 526,000 | 1,557,000 | 2,600,000 | 3,362,000 |
| Income tax | 104,000 | 215,000 | 405,000 | 874,000 |
| Net income | 422,000 | 1,342,000 | 2,195,000 | 2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,950,000 | 26,870,000 | 27,723,000 | 28,016,000 |
| Total capital | 27,963,000 | 28,684,000 | 29,671,000 | 30,201,000 |
| Risk-weighted assets | 211,081,000 | 209,518,000 | 221,556,000 | 228,164,000 |