Call reports 2020
PAULS VALLEY NATIONAL BANK, THE — 2020
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 252,948,000 | 273,857,000 | 275,881,000 | 277,673,000 |
| Total loans | 148,143,000 | 153,261,000 | 150,205,000 | 144,034,000 |
| Allowance for loan losses | 1,748,000 | 1,913,000 | 1,876,000 | 1,707,000 |
| Securities available for sale | 67,042,000 | 77,834,000 | 86,804,000 | 82,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,079,000 | 240,021,000 | 241,971,000 | 244,003,000 |
| Interest-bearing deposits | 163,287,000 | 168,969,000 | 176,398,000 | 141,270,000 |
| Noninterest-bearing deposits | 56,792,000 | 71,052,000 | 65,573,000 | 102,733,000 |
| Equity capital | 28,332,000 | 28,868,000 | 28,895,000 | 28,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,606,000 | 5,470,000 | 7,897,000 | 10,232,000 |
| Interest expense | 460,000 | 905,000 | 1,322,000 | 1,686,000 |
| Net interest income | 2,146,000 | 4,565,000 | 6,575,000 | 8,546,000 |
| Noninterest income | 394,000 | 720,000 | 1,082,000 | 1,384,000 |
| Noninterest expense | 1,894,000 | 3,918,000 | 5,933,000 | 8,478,000 |
| Provision for loan losses | 11,000 | 196,000 | 302,000 | 332,000 |
| Pretax income | 635,000 | 1,453,000 | 1,733,000 | 1,437,000 |
| Income tax | 96,000 | 318,000 | 390,000 | 355,000 |
| Net income | 539,000 | 1,135,000 | 1,343,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,172,000 | 27,704,000 | 27,846,000 | 27,520,000 |
| Total capital | — | 29,632,000 | — | 29,242,000 |
| Risk-weighted assets | — | 193,091,000 | — | 183,570,000 |