Call reports 2016
PAULS VALLEY NATIONAL BANK, THE — 2016
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 243,458,000 | 238,688,000 | 234,935,000 | 232,491,000 |
| Total loans | 122,665,000 | 125,293,000 | 126,954,000 | 127,502,000 |
| Allowance for loan losses | 1,399,000 | 1,301,000 | 1,326,000 | 1,318,000 |
| Securities available for sale | 92,117,000 | 88,275,000 | 79,535,000 | 80,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,963,000 | 208,021,000 | 203,837,000 | 203,052,000 |
| Interest-bearing deposits | 160,237,000 | 156,248,000 | 151,081,000 | 148,892,000 |
| Noninterest-bearing deposits | 53,726,000 | 51,773,000 | 52,756,000 | 54,160,000 |
| Equity capital | 25,360,000 | 26,180,000 | 26,192,000 | 23,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,797,000 | 7,142,000 | 9,501,000 |
| Interest expense | 187,000 | 372,000 | 561,000 | 750,000 |
| Net interest income | 2,190,000 | 4,425,000 | 6,581,000 | 8,751,000 |
| Noninterest income | 362,000 | 741,000 | 1,123,000 | 1,498,000 |
| Noninterest expense | 1,926,000 | 3,896,000 | 5,950,000 | 8,018,000 |
| Provision for loan losses | 157,000 | 168,000 | 178,000 | 187,000 |
| Pretax income | 477,000 | 1,123,000 | 1,608,000 | 2,076,000 |
| Income tax | 101,000 | 277,000 | 397,000 | 448,000 |
| Net income | 376,000 | 846,000 | 1,211,000 | 1,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,813,000 | 24,189,000 | 24,462,000 | 22,578,000 |
| Total capital | 25,266,000 | 25,565,000 | 25,847,000 | 24,025,000 |
| Risk-weighted assets | 164,816,000 | 165,053,000 | 166,743,000 | 166,046,000 |