Call reports 2015
PAULS VALLEY NATIONAL BANK, THE — 2015
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 246,387,000 | 242,920,000 | 240,235,000 | 242,326,000 |
| Total loans | 116,948,000 | 117,559,000 | 119,709,000 | 121,320,000 |
| Allowance for loan losses | 1,254,000 | 1,259,000 | 1,214,000 | 1,399,000 |
| Securities available for sale | 96,151,000 | 94,336,000 | 92,756,000 | 94,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,600,000 | 214,625,000 | 209,947,000 | 208,988,000 |
| Interest-bearing deposits | 164,794,000 | 163,527,000 | 161,568,000 | 159,454,000 |
| Noninterest-bearing deposits | 52,806,000 | 51,098,000 | 48,379,000 | 49,534,000 |
| Equity capital | 24,528,000 | 24,019,000 | 24,773,000 | 24,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,739,000 | 7,164,000 | 9,593,000 |
| Interest expense | 171,000 | 347,000 | 526,000 | 708,000 |
| Net interest income | 2,230,000 | 4,392,000 | 6,638,000 | 8,885,000 |
| Noninterest income | 381,000 | 805,000 | 1,198,000 | 1,562,000 |
| Noninterest expense | 2,007,000 | 3,924,000 | 5,875,000 | 7,798,000 |
| Provision for loan losses | 29,000 | 85,000 | 189,000 | 443,000 |
| Pretax income | 575,000 | 1,188,000 | 1,773,000 | 2,215,000 |
| Income tax | 153,000 | 307,000 | 464,000 | 446,000 |
| Net income | 422,000 | 881,000 | 1,309,000 | 1,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,873,000 | 23,165,000 | 23,483,000 | 23,836,000 |
| Total capital | 24,203,000 | 24,493,000 | 24,779,000 | 25,293,000 |
| Risk-weighted assets | 157,585,000 | 158,748,000 | 160,334,000 | 163,552,000 |