Call reports 2012
PAULS VALLEY NATIONAL BANK, THE — 2012
What PAULS VALLEY NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 224,851,000 | 213,386,000 | 213,346,000 | 216,380,000 |
| Total loans | 93,492,000 | 95,631,000 | 98,837,000 | 97,866,000 |
| Allowance for loan losses | 1,308,000 | 1,402,000 | 1,476,000 | 1,424,000 |
| Securities available for sale | 86,196,000 | 78,228,000 | 82,626,000 | 84,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,155,000 | 188,729,000 | 187,867,000 | 190,624,000 |
| Interest-bearing deposits | 160,264,000 | 151,804,000 | 148,897,000 | 147,392,000 |
| Noninterest-bearing deposits | 38,891,000 | 36,925,000 | 38,970,000 | 43,232,000 |
| Equity capital | 20,404,000 | 21,065,000 | 21,480,000 | 22,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 4,601,000 | 6,859,000 | 9,034,000 |
| Interest expense | 314,000 | 584,000 | 845,000 | 1,092,000 |
| Net interest income | 2,021,000 | 4,017,000 | 6,014,000 | 7,942,000 |
| Noninterest income | 271,000 | 641,000 | 963,000 | 1,524,000 |
| Noninterest expense | 1,740,000 | 3,412,000 | 5,056,000 | 7,133,000 |
| Provision for loan losses | 402,000 | 562,000 | 680,000 | 840,000 |
| Pretax income | 150,000 | 900,000 | 1,457,000 | 1,837,000 |
| Income tax | 11,000 | 185,000 | 331,000 | 330,000 |
| Net income | 139,000 | 715,000 | 1,126,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,920,000 | 19,496,000 | 19,819,000 | 20,887,000 |
| Total capital | 20,243,000 | 20,913,000 | 21,310,000 | 22,326,000 |
| Risk-weighted assets | 128,898,000 | 128,432,000 | 132,317,000 | 133,169,000 |