Call reports 2025
1ST ADVANTAGE BANK — 2025
What 1ST ADVANTAGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,343,000 | 201,011,000 | 208,795,000 | 215,622,000 |
| Total loans | 159,821,000 | 175,475,000 | 173,798,000 | 176,741,000 |
| Allowance for loan losses | 2,296,000 | 3,057,000 | 3,268,000 | 2,202,000 |
| Securities available for sale | 1,342,000 | 825,000 | 808,000 | 3,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,879,000 | 170,954,000 | 178,517,000 | 195,634,000 |
| Interest-bearing deposits | 115,622,000 | 127,845,000 | 133,684,000 | 152,985,000 |
| Noninterest-bearing deposits | 42,257,000 | 43,109,000 | 44,833,000 | 42,649,000 |
| Equity capital | 18,566,000 | 18,447,000 | 18,833,000 | 18,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,604,000 | 5,408,000 | 8,468,000 | 11,522,000 |
| Interest expense | 978,000 | 2,057,000 | 3,287,000 | 4,421,000 |
| Net interest income | 1,626,000 | 3,351,000 | 5,181,000 | 7,101,000 |
| Noninterest income | 76,000 | 159,000 | 243,000 | 327,000 |
| Noninterest expense | 1,134,000 | 2,350,000 | 3,559,000 | 4,813,000 |
| Provision for loan losses | 360,000 | 1,121,000 | 1,332,000 | 1,941,000 |
| Pretax income | 213,000 | 46,000 | 543,000 | 680,000 |
| Income tax | 51,000 | 11,000 | 129,000 | 166,000 |
| Net income | 162,000 | 35,000 | 414,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,600,000 | 18,473,000 | 18,853,000 | 18,992,000 |
| Total capital | — | — | — | 21,213,000 |
| Risk-weighted assets | — | — | — | 179,738,000 |