Call reports 2020
1ST ADVANTAGE BANK — 2020
What 1ST ADVANTAGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,248,000 | 128,348,000 | 135,672,000 | 140,884,000 |
| Total loans | 93,261,000 | 112,407,000 | 117,230,000 | 112,401,000 |
| Allowance for loan losses | 839,000 | 896,000 | 952,000 | 1,063,000 |
| Securities available for sale | 2,062,000 | 2,414,000 | 2,252,000 | 2,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,349,000 | 102,742,000 | 109,600,000 | 117,341,000 |
| Interest-bearing deposits | 70,637,000 | 68,447,000 | 69,391,000 | 79,846,000 |
| Noninterest-bearing deposits | 17,712,000 | 34,295,000 | 40,209,000 | 37,495,000 |
| Equity capital | 11,652,000 | 11,814,000 | 12,205,000 | 12,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,468,000 | 3,863,000 | 5,426,000 |
| Interest expense | 326,000 | 611,000 | 830,000 | 1,021,000 |
| Net interest income | 867,000 | 1,857,000 | 3,033,000 | 4,405,000 |
| Noninterest income | 17,000 | 33,000 | 71,000 | 34,000 |
| Noninterest expense | 737,000 | 1,551,000 | 2,327,000 | 3,207,000 |
| Provision for loan losses | 9,000 | 66,000 | 122,000 | 206,000 |
| Pretax income | 138,000 | 273,000 | 655,000 | 1,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 273,000 | 655,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,628,000 | 11,762,000 | 12,144,000 | 12,515,000 |
| Total capital | 12,467,000 | 12,658,000 | 13,096,000 | 13,578,000 |
| Risk-weighted assets | 92,445,000 | 92,886,000 | 99,984,000 | 101,542,000 |