Call reports 2016
1ST ADVANTAGE BANK — 2016
What 1ST ADVANTAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 85,673,000 | 93,900,000 | 92,091,000 | 95,198,000 |
| Total loans | 70,980,000 | 75,834,000 | 77,154,000 | 78,755,000 |
| Allowance for loan losses | 664,000 | 623,000 | 654,000 | 709,000 |
| Securities available for sale | 4,587,000 | 4,357,000 | 4,076,000 | 3,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,594,000 | 78,749,000 | 78,176,000 | 81,827,000 |
| Interest-bearing deposits | 58,559,000 | 68,058,000 | 66,606,000 | 68,258,000 |
| Noninterest-bearing deposits | 15,035,000 | 10,691,000 | 11,570,000 | 13,569,000 |
| Equity capital | 7,589,000 | 7,711,000 | 8,156,000 | 8,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,742,000 | 2,666,000 | 3,645,000 |
| Interest expense | 104,000 | 221,000 | 366,000 | 518,000 |
| Net interest income | 753,000 | 1,521,000 | 2,300,000 | 3,127,000 |
| Noninterest income | 114,000 | 247,000 | 481,000 | 608,000 |
| Noninterest expense | 772,000 | 1,550,000 | 2,345,000 | 3,119,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 114,000 |
| Pretax income | 74,000 | 176,000 | 373,000 | 502,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 176,000 | 373,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,542,000 | 7,643,000 | 8,090,000 | 8,219,000 |
| Total capital | 8,206,000 | 8,266,000 | 8,744,000 | 8,928,000 |
| Risk-weighted assets | 77,347,000 | 81,448,000 | 81,861,000 | 83,200,000 |