Call reports 2015
1ST ADVANTAGE BANK — 2015
What 1ST ADVANTAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,411,000 | 82,084,000 | 82,316,000 | 84,397,000 |
| Total loans | 65,791,000 | 68,196,000 | 66,001,000 | 69,171,000 |
| Allowance for loan losses | 940,000 | 1,008,000 | 678,000 | 713,000 |
| Securities available for sale | 2,971,000 | 2,716,000 | 5,064,000 | 4,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,330,000 | 66,213,000 | 68,762,000 | 68,396,000 |
| Interest-bearing deposits | 61,497,000 | 58,106,000 | 59,382,000 | 57,012,000 |
| Noninterest-bearing deposits | 9,833,000 | 8,107,000 | 9,380,000 | 11,384,000 |
| Equity capital | 6,901,000 | 6,947,000 | 6,975,000 | 6,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,516,000 | 2,312,000 | 3,131,000 |
| Interest expense | 75,000 | 155,000 | 247,000 | 343,000 |
| Net interest income | 674,000 | 1,361,000 | 2,065,000 | 2,788,000 |
| Noninterest income | 72,000 | 144,000 | 217,000 | 343,000 |
| Noninterest expense | 669,000 | 1,344,000 | 2,085,000 | 2,863,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 87,000 |
| Pretax income | 59,000 | 125,000 | 143,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 125,000 | 143,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,845,000 | 6,912,000 | 6,930,000 | 6,967,000 |
| Total capital | 7,713,000 | 7,870,000 | 7,608,000 | 7,680,000 |
| Risk-weighted assets | 69,388,000 | 76,598,000 | 74,880,000 | 76,159,000 |