Call reports 2013
1ST ADVANTAGE BANK — 2013
What 1ST ADVANTAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,570,000 | 72,323,000 | 73,369,000 | 76,660,000 |
| Total loans | 57,483,000 | 58,256,000 | 60,420,000 | 60,191,000 |
| Allowance for loan losses | 1,103,000 | 1,226,000 | 1,483,000 | 1,239,000 |
| Securities available for sale | 3,770,000 | 3,278,000 | 3,516,000 | 3,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,941,000 | 60,111,000 | 61,391,000 | 68,888,000 |
| Interest-bearing deposits | 61,749,000 | 52,149,000 | 54,210,000 | 60,202,000 |
| Noninterest-bearing deposits | 5,192,000 | 7,962,000 | 7,181,000 | 8,686,000 |
| Equity capital | 4,306,000 | 7,182,000 | 6,926,000 | 6,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,440,000 | 2,169,000 | 2,895,000 |
| Interest expense | 94,000 | 182,000 | 269,000 | 355,000 |
| Net interest income | 641,000 | 1,258,000 | 1,900,000 | 2,540,000 |
| Noninterest income | 127,000 | 197,000 | 209,000 | 67,000 |
| Noninterest expense | 679,000 | 1,261,000 | 1,941,000 | 2,596,000 |
| Provision for loan losses | 30,000 | 151,000 | 414,000 | 444,000 |
| Pretax income | 59,000 | 43,000 | -246,000 | -433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 43,000 | -246,000 | -433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,248,000 | 7,204,000 | 6,915,000 | 6,680,000 |
| Total capital | 5,019,000 | 7,983,000 | 7,718,000 | 7,474,000 |
| Risk-weighted assets | 61,376,000 | 61,865,000 | 63,583,000 | 63,105,000 |