Call reports 2012
1ST ADVANTAGE BANK — 2012
What 1ST ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,506,000 | 77,129,000 | 76,350,000 | 74,764,000 |
| Total loans | 61,004,000 | 61,007,000 | 58,865,000 | 57,501,000 |
| Allowance for loan losses | 1,841,000 | 1,739,000 | 1,278,000 | 1,079,000 |
| Securities available for sale | 4,835,000 | 5,414,000 | 4,950,000 | 4,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,241,000 | 69,536,000 | 68,866,000 | 70,453,000 |
| Interest-bearing deposits | 66,972,000 | 65,807,000 | 63,532,000 | 64,396,000 |
| Noninterest-bearing deposits | 4,269,000 | 3,729,000 | 5,334,000 | 6,057,000 |
| Equity capital | 4,155,000 | 4,409,000 | 4,262,000 | 4,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,672,000 | 2,493,000 | 3,283,000 |
| Interest expense | 214,000 | 395,000 | 558,000 | 679,000 |
| Net interest income | 617,000 | 1,277,000 | 1,935,000 | 2,604,000 |
| Noninterest income | 1,000 | 326,000 | 363,000 | 495,000 |
| Noninterest expense | 617,000 | 1,332,000 | 2,001,000 | 2,681,000 |
| Provision for loan losses | 51,000 | 87,000 | 283,000 | 339,000 |
| Pretax income | -50,000 | 184,000 | 14,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -50,000 | 184,000 | 14,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,012,000 | 4,246,000 | 4,077,000 | 4,141,000 |
| Total capital | 4,832,000 | 5,062,000 | 4,863,000 | 4,927,000 |
| Risk-weighted assets | 64,599,000 | 64,362,000 | 62,402,000 | 62,582,000 |