Call reports 2011
1ST ADVANTAGE BANK — 2011
What 1ST ADVANTAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,579,000 | 90,640,000 | 83,730,000 | 78,804,000 |
| Total loans | 70,213,000 | 67,810,000 | 63,371,000 | 60,672,000 |
| Allowance for loan losses | 2,667,000 | 2,402,000 | 1,759,000 | 1,685,000 |
| Securities available for sale | 6,808,000 | 6,543,000 | 6,155,000 | 5,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,492,000 | 78,238,000 | 76,161,000 | 71,540,000 |
| Interest-bearing deposits | 76,968,000 | 73,634,000 | 71,733,000 | 65,662,000 |
| Noninterest-bearing deposits | 4,524,000 | 4,604,000 | 4,428,000 | 5,878,000 |
| Equity capital | 3,967,000 | 4,201,000 | 4,365,000 | 4,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,942,000 | 2,890,000 | 3,759,000 |
| Interest expense | 385,000 | 712,000 | 1,007,000 | 1,248,000 |
| Net interest income | 589,000 | 1,230,000 | 1,883,000 | 2,511,000 |
| Noninterest income | 381,000 | 371,000 | 320,000 | 382,000 |
| Noninterest expense | 628,000 | 1,270,000 | 1,919,000 | 2,654,000 |
| Provision for loan losses | 0 | 0 | 813,000 | 896,000 |
| Pretax income | 342,000 | 331,000 | -529,000 | -657,000 |
| Income tax | 0 | 1,000 | 3,000 | 4,000 |
| Net income | 342,000 | 330,000 | -532,000 | -661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,929,000 | 4,068,000 | 4,190,000 | 4,062,000 |
| Total capital | 4,845,000 | 4,956,000 | 5,043,000 | 4,880,000 |
| Risk-weighted assets | 71,535,000 | 69,571,000 | 67,296,000 | 64,572,000 |