Call reports 2010
1ST ADVANTAGE BANK — 2010
What 1ST ADVANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 111,644,000 | 99,653,000 | 99,371,000 | 92,716,000 |
| Total loans | 91,206,000 | 82,817,000 | 75,268,000 | 72,112,000 |
| Allowance for loan losses | 3,226,000 | 4,014,000 | 3,171,000 | 2,776,000 |
| Securities available for sale | 10,438,000 | 7,383,000 | 6,915,000 | 6,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,841,000 | 81,298,000 | 83,903,000 | 80,980,000 |
| Interest-bearing deposits | 84,566,000 | 77,844,000 | 80,036,000 | 77,189,000 |
| Noninterest-bearing deposits | 3,275,000 | 3,454,000 | 3,867,000 | 3,791,000 |
| Equity capital | 7,609,000 | 5,142,000 | 4,786,000 | 3,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,726,000 | 3,942,000 | 5,029,000 |
| Interest expense | 638,000 | 1,217,000 | 1,724,000 | 2,154,000 |
| Net interest income | 775,000 | 1,509,000 | 2,218,000 | 2,875,000 |
| Noninterest income | 10,000 | -339,000 | -677,000 | -770,000 |
| Noninterest expense | 620,000 | 1,214,000 | 1,910,000 | 2,798,000 |
| Provision for loan losses | 204,000 | 2,519,000 | 2,519,000 | 3,319,000 |
| Pretax income | -39,000 | -2,213,000 | -2,538,000 | -3,662,000 |
| Income tax | 0 | 2,000 | 5,000 | 8,000 |
| Net income | -39,000 | -2,215,000 | -2,543,000 | -3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,228,000 | 5,042,000 | 4,714,000 | 3,588,000 |
| Total capital | 8,349,000 | 6,080,000 | 5,704,000 | 4,534,000 |
| Risk-weighted assets | 87,578,000 | 80,065,000 | 77,042,000 | 73,879,000 |