Call reports 2009
1ST ADVANTAGE BANK — 2009
What 1ST ADVANTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,293,000 | 124,705,000 | 121,339,000 | 111,591,000 |
| Total loans | 104,494,000 | 103,327,000 | 101,918,000 | 96,241,000 |
| Allowance for loan losses | 1,185,000 | 2,175,000 | 3,111,000 | 3,308,000 |
| Securities available for sale | 12,105,000 | 13,244,000 | 12,381,000 | 11,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,435,000 | 95,223,000 | 92,106,000 | 87,786,000 |
| Interest-bearing deposits | 93,232,000 | 91,470,000 | 88,580,000 | 83,364,000 |
| Noninterest-bearing deposits | 4,203,000 | 3,753,000 | 3,526,000 | 4,422,000 |
| Equity capital | 11,055,000 | 10,545,000 | 10,273,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,808,000 | 3,610,000 | 5,364,000 | 6,933,000 |
| Interest expense | 997,000 | 1,953,000 | 2,825,000 | 3,549,000 |
| Net interest income | 811,000 | 1,657,000 | 2,539,000 | 3,384,000 |
| Noninterest income | -20,000 | 1,000 | 16,000 | -577,000 |
| Noninterest expense | 535,000 | 1,147,000 | 1,774,000 | 2,406,000 |
| Provision for loan losses | 130,000 | 1,151,000 | 2,077,000 | 3,818,000 |
| Pretax income | 126,000 | -640,000 | -1,296,000 | -3,417,000 |
| Income tax | 44,000 | -268,000 | -517,000 | 115,000 |
| Net income | 82,000 | -372,000 | -779,000 | -3,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,867,000 | 10,417,000 | 10,014,000 | 7,265,000 |
| Total capital | 12,052,000 | 11,727,000 | 11,300,000 | 8,440,000 |
| Risk-weighted assets | 106,218,000 | 103,911,000 | 101,056,000 | 91,888,000 |