Call reports 2008
1ST ADVANTAGE BANK — 2008
What 1ST ADVANTAGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,747,000 | 100,225,000 | 119,116,000 | 126,262,000 |
| Total loans | 78,068,000 | 82,607,000 | 102,067,000 | 104,088,000 |
| Allowance for loan losses | 794,000 | 878,000 | 1,021,000 | 1,055,000 |
| Securities available for sale | 3,930,000 | 5,620,000 | 5,978,000 | 11,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,779,000 | 73,917,000 | 87,545,000 | 96,473,000 |
| Interest-bearing deposits | 64,755,000 | 68,032,000 | 83,942,000 | 92,948,000 |
| Noninterest-bearing deposits | 3,024,000 | 5,885,000 | 3,603,000 | 3,525,000 |
| Equity capital | 10,567,000 | 10,510,000 | 10,682,000 | 10,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,832,000 | 4,456,000 | 6,259,000 |
| Interest expense | 836,000 | 1,621,000 | 2,480,000 | 3,507,000 |
| Net interest income | 585,000 | 1,211,000 | 1,976,000 | 2,752,000 |
| Noninterest income | 5,000 | 13,000 | 21,000 | 28,000 |
| Noninterest expense | 519,000 | 1,019,000 | 1,548,000 | 2,115,000 |
| Provision for loan losses | 65,000 | 149,000 | 305,000 | 386,000 |
| Pretax income | 6,000 | 56,000 | 144,000 | 279,000 |
| Income tax | 0 | 8,000 | 33,000 | 60,000 |
| Net income | 6,000 | 48,000 | 111,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,507,000 | 10,556,000 | 10,670,000 | 10,782,000 |
| Total capital | 11,301,000 | 11,434,000 | 11,691,000 | 11,837,000 |
| Risk-weighted assets | 82,548,000 | 87,869,000 | 105,199,000 | 103,902,000 |