Call reports 2012
FIRST STATE BANK IN TUSCOLA — 2012
What FIRST STATE BANK IN TUSCOLA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 20,991,000 | 23,764,000 | 23,069,000 | 22,694,000 |
| Total loans | 6,969,000 | 6,696,000 | 6,504,000 | 6,396,000 |
| Allowance for loan losses | 74,000 | 113,000 | 113,000 | 113,000 |
| Securities available for sale | 4,430,000 | 3,950,000 | 4,333,000 | 4,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,811,000 | 21,541,000 | 20,809,000 | 20,516,000 |
| Interest-bearing deposits | 12,900,000 | 14,161,000 | 14,345,000 | 14,379,000 |
| Noninterest-bearing deposits | 5,911,000 | 7,380,000 | 6,464,000 | 6,137,000 |
| Equity capital | 2,054,000 | 2,088,000 | 2,107,000 | 2,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 351,000 | 515,000 | 674,000 |
| Interest expense | 13,000 | 24,000 | 34,000 | 42,000 |
| Net interest income | 165,000 | 327,000 | 481,000 | 632,000 |
| Noninterest income | 147,000 | 192,000 | 238,000 | 289,000 |
| Noninterest expense | 196,000 | 385,000 | 577,000 | 779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 134,000 | 142,000 | 142,000 |
| Income tax | 23,000 | 12,000 | 12,000 | 3,000 |
| Net income | 93,000 | 122,000 | 130,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,919,000 | 1,948,000 | 1,956,000 | 1,929,000 |
| Total capital | 1,993,000 | 2,051,000 | 2,069,000 | 2,042,000 |
| Risk-weighted assets | 9,896,000 | 8,259,000 | 9,955,000 | 9,925,000 |