Call reports 2011
FIRST STATE BANK IN TUSCOLA — 2011
What FIRST STATE BANK IN TUSCOLA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,277,000 | 21,309,000 | 23,043,000 | 21,201,000 |
| Total loans | 6,664,000 | 5,742,000 | 6,446,000 | 6,783,000 |
| Allowance for loan losses | 66,000 | 67,000 | 72,000 | 74,000 |
| Securities available for sale | 4,727,000 | 4,876,000 | 4,923,000 | 4,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,189,000 | 19,265,000 | 20,858,000 | 19,033,000 |
| Interest-bearing deposits | 13,827,000 | 13,842,000 | 14,359,000 | 13,157,000 |
| Noninterest-bearing deposits | 4,362,000 | 5,423,000 | 6,499,000 | 5,876,000 |
| Equity capital | 2,022,000 | 1,953,000 | 2,039,000 | 2,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 183,000 | 362,000 | 537,000 | 715,000 |
| Interest expense | 21,000 | 40,000 | 59,000 | 75,000 |
| Net interest income | 162,000 | 322,000 | 478,000 | 640,000 |
| Noninterest income | 42,000 | 84,000 | 128,000 | 182,000 |
| Noninterest expense | 185,000 | 369,000 | 551,000 | 729,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 17,000 | 49,000 | 67,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 49,000 | 67,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,931,000 | 1,854,000 | 1,872,000 | 1,911,000 |
| Total capital | 1,997,000 | 1,921,000 | 1,944,000 | 1,985,000 |
| Risk-weighted assets | 10,015,000 | 9,311,000 | 9,976,000 | 9,894,000 |