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Call reports 2008

FIRST STATE BANK IN TUSCOLA — 2008

What FIRST STATE BANK IN TUSCOLA reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/76bb48ea-8593-40bf-bd78-2706121564fe/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets18,944,00019,651,00020,180,00021,051,000
Total loans6,571,0006,816,0007,064,0007,172,000
Allowance for loan losses73,00074,00053,00072,000
Securities available for sale5,932,0005,103,0004,590,0005,907,000
Securities held to maturity0000
Trading assets0000
Total deposits16,970,00017,895,00018,317,00019,145,000
Interest-bearing deposits12,902,00013,526,00014,300,00014,872,000
Noninterest-bearing deposits4,068,0004,369,0004,017,0004,273,000
Equity capital1,803,0001,616,0001,693,0001,777,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income278,000542,000810,0001,071,000
Interest expense80,000142,000193,000236,000
Net interest income198,000400,000617,000835,000
Noninterest income40,00079,000123,000174,000
Noninterest expense177,000359,000539,000709,000
Provision for loan losses2,0003,00022,00042,000
Pretax income59,000117,000179,000258,000
Income tax17,00034,00054,00089,000
Net income42,00083,000125,000169,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital1,720,0001,593,0001,653,0001,697,000
Total capital1,793,0001,667,0001,706,0001,769,000
Risk-weighted assets8,403,0008,755,0009,066,0009,324,000

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