Call reports 2005
FIRST STATE BANK IN TUSCOLA — 2005
What FIRST STATE BANK IN TUSCOLA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,879,000 | 19,449,000 | 20,075,000 | 21,029,000 |
| Total loans | 5,242,000 | 4,953,000 | 5,369,000 | 5,586,000 |
| Allowance for loan losses | 64,000 | 64,000 | 61,000 | 65,000 |
| Securities available for sale | 8,740,000 | 8,878,000 | 8,615,000 | 8,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,317,000 | 17,807,000 | 18,398,000 | 19,408,000 |
| Interest-bearing deposits | 14,450,000 | 13,982,000 | 14,545,000 | 15,148,000 |
| Noninterest-bearing deposits | 3,867,000 | 3,825,000 | 3,853,000 | 4,260,000 |
| Equity capital | 1,498,000 | 1,549,000 | 1,562,000 | 1,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 430,000 | 647,000 | 887,000 |
| Interest expense | 47,000 | 100,000 | 160,000 | 235,000 |
| Net interest income | 162,000 | 330,000 | 487,000 | 652,000 |
| Noninterest income | 47,000 | 91,000 | 136,000 | 185,000 |
| Noninterest expense | 174,000 | 343,000 | 510,000 | 671,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 78,000 | 113,000 | 166,000 |
| Income tax | 9,000 | 15,000 | 23,000 | 46,000 |
| Net income | 26,000 | 63,000 | 90,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,560,000 | 1,565,000 | 1,624,000 | 1,653,000 |
| Total capital | 1,625,000 | 1,629,000 | 1,685,000 | 1,718,000 |
| Risk-weighted assets | 5,931,000 | 7,069,000 | 7,650,000 | 7,968,000 |
Machine access — free, no API key
Every figure shown here about FIRST STATE BANK IN TUSCOLA — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.