Call reports 2025
FM BANK AND TRUST — 2025
What FM BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 568,648,000 | 563,809,000 | 582,391,000 | 586,303,000 |
| Total loans | 437,326,000 | 466,387,000 | 487,982,000 | 465,098,000 |
| Allowance for loan losses | 7,353,000 | 7,008,000 | 7,015,000 | 5,749,000 |
| Securities available for sale | 39,960,000 | 39,340,000 | 38,917,000 | 38,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,499,000 | 509,654,000 | 513,568,000 | 534,263,000 |
| Interest-bearing deposits | 485,970,000 | 476,822,000 | 477,406,000 | 439,941,000 |
| Noninterest-bearing deposits | 37,529,000 | 32,832,000 | 36,162,000 | 94,322,000 |
| Equity capital | 42,363,000 | 43,361,000 | 42,524,000 | 46,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,198,000 | 16,705,000 | 26,155,000 | 35,874,000 |
| Interest expense | 3,346,000 | 6,755,000 | 10,243,000 | 13,726,000 |
| Net interest income | 4,852,000 | 9,950,000 | 15,912,000 | 22,148,000 |
| Noninterest income | 603,000 | 1,158,000 | 1,676,000 | 2,310,000 |
| Noninterest expense | 2,563,000 | 5,233,000 | 8,071,000 | 11,319,000 |
| Provision for loan losses | 388,000 | 888,000 | 1,887,000 | 2,363,000 |
| Pretax income | 2,504,000 | 4,916,000 | 7,559,000 | 10,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,504,000 | 4,916,000 | 7,559,000 | 10,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,589,000 | 50,326,000 | 48,769,000 | 51,916,000 |
| Total capital | 55,195,000 | 56,233,000 | 54,857,000 | 57,776,000 |
| Risk-weighted assets | 446,664,000 | 471,292,000 | 485,950,000 | 468,694,000 |