Call reports 2023
FM BANK AND TRUST — 2023
What FM BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 361,538,000 | 360,824,000 | 381,211,000 | 390,731,000 |
| Total loans | 273,310,000 | 290,566,000 | 315,926,000 | 301,489,000 |
| Allowance for loan losses | 4,451,000 | 4,610,000 | 5,602,000 | 6,029,000 |
| Securities available for sale | 15,137,000 | 14,472,000 | 13,630,000 | 13,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,633,000 | 327,366,000 | 343,243,000 | 352,775,000 |
| Interest-bearing deposits | 319,046,000 | 310,962,000 | 324,701,000 | 333,853,000 |
| Noninterest-bearing deposits | 8,587,000 | 16,404,000 | 18,542,000 | 18,922,000 |
| Equity capital | 32,830,000 | 31,982,000 | 35,633,000 | 36,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,205,000 | 9,095,000 | 14,316,000 | 20,445,000 |
| Interest expense | 619,000 | 1,728,000 | 3,394,000 | 5,429,000 |
| Net interest income | 3,586,000 | 7,367,000 | 10,922,000 | 15,016,000 |
| Noninterest income | 504,000 | 1,011,000 | 6,399,000 | 7,291,000 |
| Noninterest expense | 1,760,000 | 3,533,000 | 5,927,000 | 7,921,000 |
| Provision for loan losses | -35,000 | 130,000 | 1,545,000 | 1,980,000 |
| Pretax income | 2,274,000 | 4,647,000 | 9,781,000 | 12,337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,274,000 | 4,647,000 | 9,781,000 | 12,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,945,000 | 33,318,000 | 37,202,000 | 37,384,000 |
| Total capital | 37,476,000 | 36,989,000 | 41,119,000 | 41,211,000 |
| Risk-weighted assets | 281,435,000 | 292,660,000 | 311,633,000 | 303,891,000 |