Call reports 2022
FM BANK AND TRUST — 2022
What FM BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 332,074,000 | 326,286,000 | 341,998,000 | 339,494,000 |
| Total loans | 232,685,000 | 260,552,000 | 288,688,000 | 275,953,000 |
| Allowance for loan losses | 4,846,000 | 4,348,000 | 4,336,000 | 4,490,000 |
| Securities available for sale | 16,070,000 | 16,661,000 | 15,991,000 | 15,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,921,000 | 293,875,000 | 308,598,000 | 306,410,000 |
| Interest-bearing deposits | 283,009,000 | 279,228,000 | 290,843,000 | 288,125,000 |
| Noninterest-bearing deposits | 17,912,000 | 14,647,000 | 17,755,000 | 18,285,000 |
| Equity capital | 30,329,000 | 31,498,000 | 32,415,000 | 32,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 6,028,000 | 9,732,000 | 13,708,000 |
| Interest expense | 314,000 | 617,000 | 931,000 | 1,337,000 |
| Net interest income | 2,506,000 | 5,411,000 | 8,801,000 | 12,371,000 |
| Noninterest income | 380,000 | 935,000 | 1,332,000 | 1,681,000 |
| Noninterest expense | 1,551,000 | 3,204,000 | 4,861,000 | 6,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,333,000 | 3,139,000 | 5,268,000 | 7,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,333,000 | 3,139,000 | 5,268,000 | 7,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,788,000 | 32,595,000 | 33,623,000 | 33,471,000 |
| Total capital | 33,822,000 | 35,930,000 | 37,307,000 | 37,014,000 |
| Risk-weighted assets | 240,923,000 | 265,821,000 | 294,063,000 | 282,480,000 |