Call reports 2021
FM BANK AND TRUST — 2021
What FM BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 316,514,000 | 306,590,000 | 312,799,000 | 319,474,000 |
| Total loans | 214,690,000 | 224,479,000 | 236,846,000 | 215,417,000 |
| Allowance for loan losses | 4,267,000 | 4,293,000 | 4,819,000 | 4,853,000 |
| Securities available for sale | 14,271,000 | 15,230,000 | 14,337,000 | 13,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,748,000 | 276,237,000 | 280,550,000 | 287,136,000 |
| Interest-bearing deposits | 271,593,000 | 261,746,000 | 265,427,000 | 272,200,000 |
| Noninterest-bearing deposits | 14,155,000 | 14,491,000 | 15,123,000 | 14,936,000 |
| Equity capital | 29,792,000 | 29,360,000 | 31,298,000 | 31,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 5,876,000 | 9,195,000 | 12,279,000 |
| Interest expense | 426,000 | 808,000 | 1,182,000 | 1,537,000 |
| Net interest income | 2,530,000 | 5,068,000 | 8,013,000 | 10,742,000 |
| Noninterest income | 269,000 | 710,000 | 2,851,000 | 3,198,000 |
| Noninterest expense | 1,450,000 | 3,043,000 | 4,653,000 | 6,325,000 |
| Provision for loan losses | 0 | 100,000 | 625,000 | 625,000 |
| Pretax income | 1,375,000 | 2,661,000 | 5,608,000 | 7,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,375,000 | 2,661,000 | 5,608,000 | 7,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,519,000 | 29,105,000 | 31,052,000 | 31,455,000 |
| Total capital | 32,176,000 | 31,935,000 | 34,105,000 | 34,216,000 |
| Risk-weighted assets | 210,915,000 | 224,904,000 | 242,442,000 | 218,762,000 |